PeakTive helped me switch from a clunky POS to a modern system that cut our fees by 28%. I highly recommend working with her!
Bring Your Card Processing
Fees to ZERO
U.S.-based small businesses save money, streamline transactions, and upgrade their POS systems — with no upfront costs.
*Zero Cost Processing is applicable for Dual Pricing Model
Why Smart Businesses Are Making the Switch
We don't just cut your costs, we help your business succeed with data analytics, streamlined processing and dashboard management.
avg. in card processing fees with Dual Pricing
500
$
clients switch within 7 days
0
%
average annual savings for small businesses
0
K+
Trusted by Businesses from Every Industry Across the U.S
Choose a Pricing Model That Works for You
Different merchants have different needs but we got you all covered, whteher you want to have savings with the traditional method or want to go new-age with dual pricing, here's our offerings:
Interchange-Plus
Reducing the processing cost by 30% to give you a seamless saving experience.
Dual Pricing
Let the customer pay the card processing fee for you to enjoy 100% of your revenue.
A Comparision that helps you understand - Why PayArc!
| Provider | Fee Structure |
|---|---|
 | 2.9% + $0.30 per transaction |
 | 2.6% + $0.10 per in-person transaction |
 | 2.49% – 3.69% (varies by plan) |
 | 2.99% + $0.49 per online transaction |
 | 2.6% + $0.10 (swiped) / 3.5% + $0.10 (keyed-in) |
 | 0% to merchant (customer pays fee) *Dual Pricing Model |
| Varies; typically ~2.2% total cost *Interchange Plus Model |
4 Quick Steps To Start Saving with Payarc
Get A Free Demo
Connect with us today and let us give you a demo and help your understand how PayArc can help you save thousands of revenue every year.
Choose your pricing model & hardware
Get to know the best hardware offerings and pricing models to choose from. Once everything is set for you we move on to the application.
Get the Application Filled
Fill in the necessary business information and details for us to start your shipment process and onboard you to the PayArc family of Success.
Activate & Start Saving
Once you get the hardware delivered to your address (all without a dime spent), we will activate your system and allow you to run your transactions seamlessly.
The Best Payment Partner
for Growing Businesses
All-in-One System
From POS terminals to online invoicing, we’ve got your payment stack covered.
Local U.S. Consultant
Work directly with a real person — not a hotline.
No Tech Overwhelm
We make everything plug-and-play. You focus on business, we handle the rest.
Scalable for Growth
Whether you're a startup or scaling up, we grow with your needs.
What Other
Business Owners
Say
Haris Azhar
CEO - HelpAppliance
Switching to Payarc with Peaktive was one of the smartest decisions we’ve made. We eliminated all our credit card processing fees and got a modern POS that our team loves.
Linda M.
Café Owner in Florida
I was skeptical at first, but after the free review, it was clear we were overpaying. Now we’re saving over $500 a month — and the onboarding was super smooth.
Phil Cooper
Founder of TrackRep
Quick answers to
your questions
Questions makes things clear and we get some very frequently, here's the answer for them!
1. How much does it cost to switch?
There are no upfront costs — hardware is also included.
2. Can I keep my current POS system?
In many cases, yes. We’ll check compatibility or recommend upgrades.
3. Is dual pricing legal?
Yes! It’s fully compliant and already used by thousands of U.S. merchants.
4. How soon can I start?
In as little as 3–5 business days, depending on your setup.
Let's See How Much Can You Save!
Ready to get your payment more secure, smooth, fast, and less costly?